payday

Need a little help until payday?

Life doesn’t always stick to a schedule. When unexpected expenses pop up, our Payday Loan program is designed to help members who may not qualify for a traditional personal loan or simply need a faster lending solution.

Payday Loan Highlights:

  • Borrow up to 25% of the previous month’s direct deposits, minimum of $250 and maximum of $1,000
  • Loan terms up to 3 months
  • No rollovers permitted
  • Receive a 0.50% APR discount when you enroll in automatic payments

To Qualify, You’ll Need To:

  • Have been a Bridgeway member for at least 12 months
  • Have direct deposit to Bridgeway for at least 12 months
  • Meet legal age requirements
  • Be current on any existing Bridgeway loans
  • Have no unresolved losses with the credit union
  • Provide verifiable home and work phone numbers, if requested
  • References may be verified as part of the application process

A Few Things to Know:

  • Members are limited to three Payday Loans within any rolling six-month period
  • A $20 application fee applies
  • The loan carries an APR of 28.00%
  • Automatic payments qualify for a 0.50% APR discount

Need funds fast? A Bridgeway Payday Loan may be the solution.

All loans are subject to approval. Terms and conditions may apply.

Woman sitting at table doing bills